Medicare is Complicated
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Medicare Basics
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What Our Members Are Saying
With Legacy Benefits Alliance, I found the personalized support and comprehensive coverage I needed, giving me peace of mind in my golden years.
Shirley
Californ
I trust Legacy Benefits Alliance to take care of my healthcare needs; their responsive support and affordable plans have made all the difference in my life
John
Florida
Choosing Legacy Benefits Alliance was the best decision for my family and me; their professional team and dependable coverage have been a health-saver!
Don
Tennesse
Legacy Benefits Alliance stands out in the medicare field with their innovative offerings, compassionate service, and a network that really cares about my well-being.
Helen
Virginia
Frequently Asked Questions About Medicare
Medicare is a federal health insurance program in the United States that provides coverage to individuals aged 65 or older, certain younger individuals with disabilities, and people with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS).
Medicare consists of four parts: Part A (Hospital Insurance) covers inpatient hospital stays, skilled nursing facility care, and some home health care. Part B (Medical Insurance) covers outpatient care, doctor visits, and preventive services. Part C (Medicare Advantage) is an all-in-one alternative to Original Medicare (Part A and B), often including extra benefits. Part D (Prescription Drug Coverage) covers prescription medications.
You can enroll in Medicare during the Initial Enrollment Period, which begins three months before the month you turn 65 and ends three months after that month. If you miss this period, you can enroll during the General Enrollment Period from January 1 to March 31 each year, but you may face late penalties.
It depends on the Medicare plan you choose and whether your doctor accepts Medicare. Under Original Medicare, you can see any doctor that accepts Medicare. With Medicare Advantage, you may need to see doctors within a specific network.
Medicare provides health coverage based on age or disability, while Medicaid is a joint state and federal program providing health coverage if you have a low income. Some individuals may qualify for both programs.
The cost of Medicare depends on the parts you enroll in, your income, and the coverage you choose. Part A may be premium-free if you've paid Medicare taxes for a certain amount of time. Part B requires a monthly premium. Financial assistance may be available through programs like Medicaid, Extra Help, and the Medicare Savings Program for those who qualify.
The information provided on this website is for general informational and educational purposes only and is not a substitute for professional medical advice or treatment. Always consult a healthcare provider for personalized recommendations. Legacy Benefits Alliance is a private company that is not affiliated with or endorsed by the U.S. government, the federal Medicare program, or any other government agency. Products and services described on this website may not be available in all states, and eligibility requirements may apply. Coverage options, premiums, and benefits may vary depending on the plan and individual needs. Medicare has neither reviewed nor endorsed this information. Enrollment in any Legacy Benefits Alliance plan depends on contract renewal and plan terms and conditions. If you have any questions regarding Medicare, please visit the official U.S. government site for Medicare at www.medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048. This website may contain links to other third-party websites for convenience only, and Legacy Benefits Alliance is not responsible for the content, privacy policies, or accuracy of those sites. By using this website, you agree to comply with all applicable laws and regulations and acknowledge that the information on this website may change without notice. Please consult a licensed agent or contact Legacy Benefits Alliance directly for complete and up-to-date information regarding products and services.